Skip To Navigation Skip To Content Skip To Footer
Home
How RAC Works
How RAC Works
Shopping FAQs
Rent-A-Center gives you the power to shop worry-free, with no credit needed.
  • Choose from the best brands: Take your pick from your favorite furniture, appliance and electronics brands—such as Ashley Furniture, Whirlpool, Samsung, Maytag, LG and HP.
  • Choose your payment plan: Choose the payment schedule that works best for your budget: weekly, bi-weekly (every two weeks), semi-monthly or monthly.
  • Choose your delivery date: We’ll professionally deliver and set up your product at no extra cost – on the same day in most cases.**

    • It’s easy to get approved — just complete and submit your order online or visit your nearest Rent-A-Center store, all with no obligation. Learn more about How Rent-A-Center Works.
    No. No credit history is required and we do not require a minimum FICO credit score.
    All you need is some standard information:
  • Personal Info: Name, date of birth and contact info
  • Income Info: Verifiable source of income
  • Residence Info: Contact info for your landlord/mortgage company
  • 2-4 References: At least two references should be relatives with separate addresses
    •
    Rent-A-Center does not report your payment history to the credit bureaus. We know life happens so, we allow you to return your products at any time without further obligation.
    Life happens. At any time, you can contact your store to schedule a return of your product or return the merchandise in person and pause your payments. When you're ready, you can come back, reinstate your agreement to get the same or comparable item, and pick up your payments right where you left off.
    $15 is all you need to get started at Rent A Center.* Customers in CA, NY, HI, MS, and VA will pay a $10 processing fee.