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How RAC Works
How RAC Works
Shopping FAQs
Rent-A-Center gives you the power to shop worry-free , with no credit needed.
  • Choose from the best brands: Take your pick from your favorite furniture, appliance and electronics brands—such as Ashley Furniture, Whirlpool, Samsung, Maytag, LG and HP.
  • Choose your payment plan: Choose the payment schedule that works best for your budget: weekly, bi-weekly (every two weeks), semi-monthly or monthly.
  • Choose your delivery date: We’ll professionally deliver and set up your product at no extra cost – on the same day in most cases.**

    It’s easy to get approved — just complete and submit your order online or visit your nearest Rent-A-Center store, all with no obligation. Learn more about How Rent-A-Center Works.
Rent-A-Center does not report your payment history to the credit bureaus. We know life happens so, we allow you to return your products at any time without further obligation.
All you need is some standard information:
  • Personal Info: Name, date of birth and contact info
  • Income Info: Verifiable source of income
  • Residence Info: Contact info for your landlord/mortgage company
  • 2-4 References: At least two references should be relatives with separate addresses
    •
    Yes. In fact, we generally offer same-day delivery for products we have in stock to addresses within our standard service area if you complete your agreement before 4 p.m.


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    The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option (“EPO”). Ownership is optional. MA and RI consumers: after the first 184 days, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Product availability and pricing may vary by store. Advertised offers good while supplies last and cannot be combined together or with any other promotions. See Store Manager for complete details. Consulta con el Gerente de la Tienda para los detalles completos. ”Closeout Corner” quantities are limited. Product, condition and selection vary by location. Participating locations only. Smaller Payments refers to reduced weekly rental rate and may not reduce total cost to own in all cases. See store for details.

    *20% off any new agreement” offer is valid only on new agreements entered into through 9/26/20. Customers eligible for this offer must use Promo Code Save 20 to receive a 20% reduction in total cost compared to the non-promotional total cost necessary to acquire ownership.  Customers not using Promo Code Save 20 will pay prices as shown in-store. Offer valid in-store only. Offer does not include tax, fees, processing fee (in CA, HI and NY) and other charges you may incur. Cannot be combined with any other promotion.

    *Starting at $19.99 per week” refers to 24" 10K Yellow Gold 4.3mm Semi-Solid Curb Chain (100034471): $19.99 a week for 91 weeks, Total of All Payments: $1,819.09, GA Cost of Lease Services: $720.09; WV- $19.99 a week for 85 weeks, Total of All Payments: $1,684.80, Retail Value/Cash Price: $702.00, Rent-to-own Charge: $982.80; VT, ME- $19.99 a week for 79 weeks, Total of All Payments: $1,575.00, Cash Price: $787.50, Rent-to-own Charge: $787.50; PA, OH, IA, CT, MI, AK- $19.99 a week for 91 weeks, Total of All Payments: $1,819.09, Cost of Lease Services: $620.09; CA- $21.99 a week for 76 weeks, Total of All Payments: $1,670.62; NY- $19.99  a week for 89 weeks, Total of All Payments: $1,771.87; HI- $19.99  a week for 108 weeks, Total of All Payments: $2,144.00 Advertised rates begin 6/28/20 and end 7/27/20. Offers good while supplies last and cannot be combined with any other promotion. The “Total Price” does not include applicable taxes, optional fees and other charges (such as late charges) you may incur. CA,HI, NY: Customer must also pay processing fee of $10. Advertised rental rates and terms are for new merchandise at participating locations. Prices not valid outside U.S.

    * Tires ‘Starting at $19.99 per week’ refers to select brands and sizes. Sample pricing is for Ironman Imove Gen2 AS, (225/50R17): $19.99 a week for 65 weeks, Total of All Payments: $1,299.35, Retail Value/Cash Price: $780.00; PA, OH, IA, CT- $19.99 a week for 65 weeks, Total of All Payments: $1,299.35. Advertised rates begin 9/8/2020 and end 10/8/2020. Selected tires will ship directly to an authorized, independent installation center once order has been placed. Once received, installer will make every reasonable effort to install same day. Neither Rent-A-Center nor installer is responsible or liable for any delay in receiving or completing customer’s order.  To protect tires during life of agreement, Rent-A-Center requires that alignment be within manufacturer’s specification.  If it is not, you will be required to pay for additional alignment service before install. Installation is included in the rental rate. RACTirePlus is not included with agreement and can be added for additional $3.00/week and does not cover wear or tear.  Pricing does not include taxes. Tire agreements are not eligible for optional BenefitsPlus or LDW. If customer needs to return product, the installer will hold customer’s previous set of tires for 45 days.  Thereafter, customer must provide alternate set of roadworthy tires. See store for more details.

    **For health and safety of customers and coworkers, home deliveries will be made to customer’s doorstep and will not include installation or connection, including large appliances and other oversized items. In the event of an emergency requiring the repair or replacement of an appliance, customers may contact their local store to make arrangements. To comply with local emergency orders, not all locations are open. Delivery and curbside pick-up not available in all locations. Call your store for local information.  Worry-Free Guarantee terms are subject to change. See your contract for specific terms and conditions. “No credit needed” does not mean or imply that no inquiry will be made of credit history or creditworthiness. We may check past transactional history, but no established FICO score or credit history is necessary. Rental agreement requires, at minimum, verification of residence, income, and 4 personal references. 6 Months Same as Cash period ends 184 days after start of the new agreement. 4 Months Same as Cash period ends 123 days after start of the new agreement. "Free Same-Day Delivery” applies to in-store agreements completed before 4 p.m. for in-stock items and delivered to addresses within the normal service area of the store. Some exceptions may apply. Rent-A-Center services and maintains the merchandise while on rent (or in NJ, for duration stated on agreement); set-up does not include connection of gas appliances. See Store Manager for complete details. Competitor Price Match offer valid on new agreements only. Price match may adjust the weekly rate, term and/or total price to match our rent/lease to own competitors’ advertised prices. The item must be the identical item, size, model number, quality and condition. The entire printed ad, online price or digital version of the ad must be presented for proof of competitors’ price. The price of the item must be listed and valid at the time of price match. We reserve the right to verify a competitor’s advertised price and the availability of the item. Offer valid on in-stock items only. For model upgrades, simply return the product you are currently renting and open a new agreement for another model. You can return your product and pause your payments. To restart an agreement on a returned product, Rent-A-Center will retain your payment records for two years. Thereafter, simply bring in your last payment receipt for reinstatement. Beats, Beats by Dr. Dre and the circle b logo are registered trade and service marks of Beats Electronics, LLC. PS4 logo is a trademark of Sony and Xbox One logo is a trademark of Microsoft. Intel, the Intel logo, the Intel Inside logo and Intel Core are trademarks of Intel Corporation or its subsidiaries in the U.S. and/or other countries. Other trademarks, registered trademarks and/or service marks, indicated or otherwise, are the properties of their respective owners.