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RAC Benefits Plus

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Rental Payment Options:



Select Store For Pricing and Inventory:
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Pricing, availability and participation may vary by location. Pricing valid at selected stores.

Product Info

Review the program terms and join to access the benefits such as:

  • Rental Protection* such as Involuntary Unemployment Waiver, Accident and Sickness Payment Waiver and up to a whole year of service for paid-out products.

  • Health & Wellness**, as in 24/7 Telemedicine, Dental, Vision and Prescription savings (Open Formulary).

  • Discounts & Deals on dining and food, shopping and travel, entertainment, professional services and so much more!

*Subject to limitations, restrictions and exclusions.
**The health and wellness benefits are NOT Insurance.
Not all benefits are available in all states. Click here to view all the benefits available in your state.
You can cancel your membership program at any time.

Model: BP0001

Shopping FAQs

No. We consider many different factors in reviewing your application and regularly approve customers with less than perfect credit history.
Rent-A-Center does not report your payment history to the credit bureaus. We know life happens so, we allow you to return your products at any time without further obligation.
All you need is some standard information:
  • Personal Info: Name, date of birth and contact info
  • Income Info: Verifiable source of income
  • Residence Info: Contact info for your landlord/mortgage company
  • 2-4 References: At least two references should be relatives with separate addresses
At any time, you can contact your store to schedule a return of your product or return the merchandise in person and pause your payments. When you're ready, you can come back, reinstate your agreement to get the same or comparable item, and pick up your payments right where you left off.
In most states, $10 is all you need to get started at Rent-A-Center.* Starting amounts higher in some markets.  Customers in NY, HI will also pay a processing fee of $10 ($18 in CA).  Contact your store for details.