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Refer-a-Friend

Rent-A-Center: Affordable Solutions with Big Rewards

Rent-A-Center is a trusted leader in the rent-to-own industry, offering flexible payment options on a wide range of high-quality products, including rent-to-own furniture, rent-to-own appliances, and rent-to-own electronics. Whether you're furnishing your home with stylish Ashley furniture or upgrading your kitchen with top-of-the-line appliances, Rent-A-Center provides an affordable way to bring home the products you need without a long-term financial commitment.

Flexible Rent-to-Own Solutions

Rent-A-Center's rent-to-own model is designed to provide flexibility and convenience for individuals looking to furnish their homes affordably. With no long-term obligations, Rent-A-Center allows customers to make manageable rental renewal payments on popular brands like Ashley furniture, Whirlpool appliances, and LG electronics. This model makes it easier for families to access the items they need without the burden of upfront costs. Plus, customers have the flexibility to own their items by making scheduled renewal payments or exercising an early purchase option, which provides a lower total cost of ownership.  If they no longer need or want an item, they can return it at any time in good condition without further obligation.

Earn Rewards with Rent-A-Center's Refer-a-Friend Program

For both new and active customers, Rent-A-Center’s Refer-a-Friend program offers an easy way to enjoy a payment holiday while sharing the benefits of rent-to-own furniture, appliances, and electronics with friends and family. The program is simple to use and offers valuable rewards for participants.

How the Refer-a-Friend Program Works

  • Share Your Unique Link: Active customers can generate a personalized referral link in MyAccount and share it with friends and family via email, text, or social media.
  • Earn Rewards: Both you and your friend receive $30 in RAC Rewards that can be applied in MyAccount to defer a rental payment when your friend uses your referral link to open a new agreement, which you receive when they make their first full payment. It’s a win-win!
  • No Limits: The best part? There’s no cap on how many friends you can refer. The more you refer, the more rewards you can earn!

RAC Rewards can be applied to defer all or a portion of a rental payment, have no cash value, are non-transferable, will not reduce the total cost to own or purchase option amounts, and are available to referred customers who have not had an active agreement within the past 180 days.  If a customer elects to return the leased item, they will not be responsible for making the deferred rental payment.

Why Join Rent-A-Center’s Refer-a-Friend Program?

The Refer-a-Friend program is a fantastic way to enjoy a break from your rental payments for affordable furniture, appliances, and electronics. Here’s why it’s worth participating:

  • Payment Holiday: Both you and your friend receive $30 in RAC Rewards, which can be easily applied in MyAccount to enjoy a break from your rental payments.
  • Flexible Redemption: Referring customers can choose how much of their RAC Rewards they want to apply to each payment.
  • Simple and Convenient: Sharing your referral link is effortless, and your RAC Rewards are automatically applied to your account when your friend opens a new agreement.

Upgrade Your Home While Saving Money

Whether you're a current customer looking to for a break from payments on your next rent-to-own furniture agreement or a new customer exploring affordable home solutions, Rent-A-Center’s Refer-a-Friend program offers a valuable way to enjoy a payment holiday. With flexible payment options, access to trusted brands like Ashley Furniture, and the opportunity to earn unlimited rewards, Rent-A-Center is the go-to destination for affordable furniture, appliances, and electronics.

Start sharing today and enjoy the benefits of Rent-A-Center's Refer-a-Friend program — where rewards are always better with friends!

GET STARTED

Refer-a-Friend Program FAQs

Our Refer-a-Friend program rewards both you and your friends! When you refer someone to Rent-A-Center, you'll both receive $30 in RAC Rewards once they make their first full payment on a new agreement. RAC Rewards can be used to defer all or a portion of your rental payments.  It's a win-win!
  1. Log in to MyAccount.
  2. Share your unique referral link via email, SMS, or social media.
  3. When your friend opens a new agreement, they’ll receive $30 in RAC Rewards which can be applied to defer one or more rental payments.
  4. When their first full payment is complete, you will also receive $30 in RAC Rewards they can apply to any active agreement. Give $30, get $30!

RAC Rewards can be applied to defer all or a portion of a rental payment, have no cash value, are non-transferable, will not reduce the total cost to own or purchase option amounts, and are available to referred customers who have not had an active agreement within the past 180 days.
Any Rent-A-Center customer can participate. You can refer friends, family, or even former customers who haven't had an active agreement in the past 180 days. Simply log into MyAccount to get started.
We’ve made referring easy! You can:
●    Refer online through MyAccount
●    Refer in person at any Rent-A-Center location. 
Find your local store at Rent-A-Center.com.
You'll receive $30 in RAC Rewards for every successful referral. There are no limits to how many people you can refer—the more you refer, the more RAC Rewards you earn! Simply copy your referral link and share it.
Your RAC Rewards will appear in MyAccount and can be applied to any active agreement. Click “make a payment,” choose the amount you wish to apply, hit "continue" and enjoy a break from your payment! Newly referred customers will have their $30 RAC Reward automatically applied to their first payment. 
There’s no limit! The more friends you refer, the more RAC Rewards you can earn.
Absolutely! Simply visit your nearest Rent-A-Center location and speak to an employee to complete a referral.
Yes! Share your personalized referral link anywhere—social media, email, or SMS—to start earning RAC Rewards.
Welcome to Rent-A-Center! Click the link, start shopping, and enjoy a $30 payment deferral on your new agreement.
Yes, your $30 RAC Reward will be automatically applied toward your first payment. Want to earn even more? Start referring friends today and receive $30 in RAC Rewards for each successful referral!
Your RAC Rewards are applied to defer all or a portion of your rental renewal payment to a later date and provide you with a break from your rental payments. RAC Rewards will not reduce the total cost to acquire ownership or purchase option amounts. Should you wish to return your product and terminate your agreement prior to acquiring ownership, you will not be responsible for making the deferred rental payment.
RentACenter, Inc., Rent to Own Furniture, Plano, TX
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Disclaimers

*The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state).  Pricing valid 4/13/25 to 5/17/25. The "Total of All Payments" does not include applicable sales taxes or optional fees and other charges (such as late charges) that you may incur. Customers in certain states may be required to pay a processing fee, including a fee of up to $18 in CA, and up to $10 in NY, HI, GA, KY, MD & VA.  Advertised rental rates and terms are for new merchandise at participating locations. Prices not valid outside U.S.  You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. MA and RI consumers: after the first 184 days, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Product availability and pricing may vary by store. Advertised offers good while supplies last and cannot be combined with any other promotion. As an Example, pricing for a LG 65” TV (65UT7570PUB) and reduces weekly rental rate from $22.99 per week to: $19.99 a week for max 96 weeks, Total of All Payments (max): $1,919.04, Retail Value/Max Cash Price: $899.00; GA cost of lease services $740.30, PA Cost of Lease Services: $690.30, WV retail value $608.40, WV RTO charge $790.90.  Participating locations only. See store for details.  Savings claims based on the advertised weekly rates when compared to non-promotional weekly rates and will not reduce the total amount necessary to acquire ownership or purchase-option amounts.  See Store Manager for complete details. Product, condition and selection vary by location. Participating locations only.

^"1 Month Free" offer is valid 4/17/25 through 4/20/25, applies to select products online and to first period of possession of a single rental item, up to 31 days, and will not reduce total amount necessary to acquire ownership or purchase-option amounts.

ⱡ"Own your own way" refers to the available options to acquire ownership of a leased product from Rent-A-Center, which include (i) making the number of rental renewal payments required to obtain ownership as defined in the rental agreement, (ii) exercising a Same as Cash option, or (iii) exercising an early purchase option after the same as cash period has expired.  You will not own the merchandise until the total amount necessary to acquire ownership is paid in full. Ownership is optional.  You may cancel your agreement at any time and return your item in good condition.

^"$10 Pays Your First Week" offer is valid only on new agreements entered into through in-store or online transactions from 4/13/2025 to 05/17/2025. Customers eligible for this offer will pay $10 for the initial rental period until first renewal, up to twelve days. Tax, Processing Fee (if applicable), Loss-Damage Waiver (if selected) and Benefits Plus (if selected) are included in initial rental. $1 will be allocated to Benefits Plus (if selected). Any tax due under state law in excess of remaining $9 will be collected with first renewal payment. On your first renewal date, regular rental rates, taxes, Benefits Plus (if selected) and Loss Damage Waiver fees (if selected) will apply. Regular rate, term and total cost vary by item selected. Offers will not reduce the total amount necessary to acquire ownership or purchase-option amounts. Customers eligible for this offer must use Promo Code "1WEEK4TEN" to receive offer. Cannot be combined with any other promotion. Participating locations only. Some exclusions apply. Not all customers or rental agreement transactions will qualify.  See Store Manager for complete details.

**"The No Credit Option” means that this is not a credit, loan or financing transaction. It does not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less-than-perfect credit history. "6 Months Same As Cash" offer valid in most states on new agreements, and period ends 184 days after start of the new agreement. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en/myaccount/payonline-getstarted. See agreement for details. 6 Months Same As Cash not available in CA, HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements. 3 month period ends 92 days after start of the new agreement. "9 Months Same as Cash" only valid in select stores on new agreements. Same as Cash period will run for 276 days from date of agreement. "6 to 12 Months Same as Cash" and "9 Months Same as Cash" only valid in select stores on new agreements. Same as Cash period will vary from 3-12 months based on product selected. Beginning on the date of a new agreement, the duration of the Same as Cash period will be as follows: for 12 months Same as Cash, 365 days; for 9 months Same as Cash, 276 days; for 6 months Same as Cash, 184 days; for 4 months Same as Cash, 123 days; for 3 months Same as Cash, 92 days. Same As Cash availability and term may vary by location. MA and RI: After the Same As Cash period, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Participating locations only. Eligible items only. All items subject to availability and approval. "Free Delivery and Curbside Pickup": Not all locations may be able to provide standard services. Free Delivery is not available on cash sales. Rent-A-Center services and maintains the merchandise while on rent (or in NJ, for duration stated on agreement); set-up does not include connection of gas appliances. Call your store for local information. Order delivery for jewelry will take a minimum of five days. "Early Purchase Option": By exercising an Early Purchase Option, customers will pay less than the total cost to own. Calculation of early purchase amount varies by state; please see agreement for details. Exercising an early purchase option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en/myaccount/payonline-getstarted. "RAC Exchange" program valid for rental agreements entered at participating Rent-A-Center locations or on rentacenter.com on or after March 12, 2024, is available to eligible new and existing Rent-A-Center customers, and applies to inventory obtainable by participating Rent-A-Center store locations. New application and approval may be required. Cash price of the replacement item (“Exchange Item”) selected in exchange for current leased item (“Current Item”) may not exceed the Exchange Item approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount for initial rental agreement for Current Item. Exchange requires execution of new rental agreement for Exchange Item. Exchange option must be exercised and completed within six (6) months following execution of rental agreement for Current Item. Agreement for Current Item must be in good standing (with all rental payments and fees current) at the time of exchange and Current Item must be in good condition. Rent paid for agreement for Current Item will be applied to reduce the total cost to own for the Exchange Item, but prior rent paid for Current Item cannot be applied in full to same as cash amount for Exchange Item. Any applicable same as cash period will apply to new agreement for Exchange Item based on product selection and agreement term. The amount of rent paid for Current Item under prior agreement eligible for application to same as cash amount for Exchange Item may vary from 40% to 66%, depending on state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. See store for details.

± Pre-Approval / Approved for up to $3000/$5000  Advertised transaction is a rental-purchase / lease transaction. Approval amount refers to cash price of merchandise or weekly rental rate if item(s) selected. Approval amount includes outstanding agreements. Total rent-to-own cost will be higher. Number of payments and total rent-to-own cost will vary by items selected. Actual approval amount will vary based on review of application. Not all will qualify. Participating locations only. All items subject to availability and approval. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Customers in certain states may be required to pay a processing fee, including a fee of up to $18 in CA, and up to $10 in NY, HI, GA, KY, MD & VA. Advertised rental rates and terms are for new merchandise at participating locations.  "Without using credit" means that this is not a credit, loan, or financing transaction. It does not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. See Store Manager for complete details.

‡‡ Tires "Starting as Low as $5.99 Per Week in Rent" refers to select brands and sizes. Sample pricing is for Good Year Reliant All-Season, (225/65R17 102H): $5.99 a week for max 65 weeks, Total of All Payments (max): $389.35, Retail Value/Max Cash Price: $233.61; GA cost of lease services $155.74, PA cost of lease services $155.74, WV retail value $209.85, WV RTO charge $179.50. Advertised rates begin 4/13/2025 and end 5/17/2025. Selected tires will ship directly to an authorized, independent installation center once order has been placed. Once received, installer will make every reasonable effort to install same day. Neither Rent-A-Center nor installer is responsible or liable for any delay in receiving or completing customer’s order. To protect tires during life of agreement, Rent-A-Center requires that alignment be within manufacturer’s specification. If it is not, you will be required to pay for additional alignment service before install. Installation is included in the rental rate. RACTirePlus is not included with agreement and can be added for additional $3.00/week and does not cover wear or tear. Pricing does not include taxes. Tire agreements are not eligible for optional BenefitsPlus or LDW. If customer needs to return product, the installer will hold customer’s previous set of tires for 45 days. Thereafter, customer must provide alternate set of roadworthy tires. See store for more details.

¥ Bundle and Save 20% or More claim based on the advertised weekly rates of bundled items when compared to non-promotional weekly rates of products if rented separately and will not reduce the total amount necessary to acquire ownership or purchase-option amounts. Taxes and additional fees are excluded. Offer applies to agreements for new merchandise entered into in-store or online transactions prior to 5/17/25. Products displayed are representative only; available product bundles may vary by store. Offer good while supplies last and cannot be combined with any other promotion. Participating locations only. See store for details.