Skip To Navigation Skip To Content Skip To Footer

The Rent-A-Center
Worry Free Guarantee

Shop on your terms.
Get more for your money.
Yeah, you can do that.

Take back control.
Get 100% Peace of Mind.

Can you shop without the restrictions big-box retailers put on you and your budget? Can you enjoy the power to get the things you want, pay the way you can afford and live life on your terms? The Worry-Free Guarantee is Rent-A-Center’s way of saying with 100% certainty: Yeah, you can do that – with these perks included:


No Credit Needed No Credit Needed

No credit? No problem. All you need is a place to live, a job and a few references to get started.

Service and Repairs Included Service and Repairs Included

If an item requires service during the lease term, we’ll repair it quickly at no additional cost.** We’ll even provide a loaner if needed.

Flexible Payment Options Flexible Payment Options

What other store lets you pay the way you want? At Rent-A-Center, you can (without using credit). Choose 90 Days Same As Cash** and own it at our cash price in three months. Or, pay a little at a time as you go using one of our flexible payment plans - with no long-term contract or growing interest – and pay it off whenever you want. Plus, RAC offers three ways to pay to best fit your lifestyle.

Upgrade At Any Time Upgrade At Any Time

Wouldn’t you like to enjoy newer technology or a newer style right when it comes out – which is seemingly by the minute? Yeah, you can do that. At Rent-A-Center, you can upgrade an item to something new anytime during your lease term.** (Your payments will adjust accordingly.)

Delivery and Set-up Included Delivery and Set-up Included

Shop elsewhere and you’ll pay a hefty fee to get your new product home, and then you’re left to set it up on your own. At Rent-A-Center, you can relax. Your item will be professionally delivered and set up at no extra charge** – on the same day in most cases.

Payment Freeze Assurance Payment Freeze Assurance

We understand that there may be times when you need to spend your money elsewhere. So if you need to, we can pick up your product and simply freeze your purchase.** When you are ready, you can get your item back (or buy a comparable item), apply the money you’ve already paid and go from there.

Have a Question?


Visit our FAQs or send a message to our
Rent-A-Center Customer Care representatives.

The Worry-Free Way to Rent to Own

We at Rent-A-Center understand that making decisions about rent-to-own items like computers , furniture , appliances , electronics , and smartphones is a big deal. That’s why we promise every Rent-A-Center customer our Worry-Free Guarantee, which allows you to buy now pay later, while remaining in control

Worry-Free Removes Barriers

We’ve thought through every aspect of the rent-to-own experience, so there’s no reason to delay your purchase.

  • With no long-term commitment, and no large down payment to rent, you can start enjoying your rent-to-own items right away. ** This includes items from your favorite brands, like Ashley Furniture, Samsung, and Frigidaire.
  • No credit needed means you don’t have to worry about past financial hardships or mistakes. Simply choose your rent-to-own items and apply on the spot.**
  • Delivery, set-up, and service is included for no additional charge with your rental. Plus, a loaner is provided if an item needs repair.**
  • Payment Freeze Assurance means you can stop payments at any time, for any reason without penalties or added interest. Simply return your rent-to-own item, and when you're ready, start again where you left off.**

Upgrade your rent-to-own items at any time. Need a larger mattress? Want a bigger smart TV? No problem. At Rent-A-Center, you can upgrade your rental from Frigidaire, Samsung, Ashley, and other top brands at your convenience.**

Begin to enjoy the benefits of our Worry-Free Guarantee today when you start your rent-to-own application online , then complete it at your nearest Rent-A-Center store .