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The Rent-A-Center
Worry Free Guarantee

100% Satisfaction Guaranteed

Take back control.
Shop on your terms.

Shop without the restrictions big-box retailers put on you and your budget. With the Rent-A-Center Worry-Free Guarantee, enjoy the power to get the things you want, pay the way you can afford and live life on your terms:


No Credit Needed No Credit Needed**

No credit? No problem. Just make small payments on your path to ownership. Choose from weekly, bi-weekly, semi-monthly, and monthly payment options.

Flexible Payment Options 6 Months Same As Cash**

Own it in the first 6 months and you'll pay only the cash price. In CA, HI, NY, & WV, the same-as-cash period varies from 4 months to 6 months, depending on the item.

Service and Repairs Included Early Purchase Discount

Even after your 6-month same-as-cash period has ended, you'll save on your remaining total when you choose to own your item early. No penalties, no extra fees - you're in total control of how much you save and when you reach ownership.

Upgrade At Any Time Competitor Price Match**

We are committed to offering you the best deal possible. That's why we'll match any rent-to-own competitor's price on the same, in-stock item.

Delivery and Set-up Included Free Same-Day Delivery**

Shop elsewhere and you'll likely pay a hefty fee to get your new product home, and then you're left to set it up on your own. At Rent-A-Center, you can relax. Your item will be professionally delivered and set up at no extra charge** – on the same day in most cases.

Have a Question?


Visit our FAQs or send a message to our
Rent-A-Center Customer Care representatives.

The Worry-Free Way to Rent to Own

We understand that making decisions about rent-to-own items like computers, furniture, appliances, electronics and smartphones is a big deal. That’s why our Worry-Free Guarantee allows you to get it now and own your item when you're ready, while remaining in control of your budget.

Three Worry-Free Ways to Own

At Rent-A-Center, you control how much you save and when you reach ownership on your favorite brands like Ashley FurnitureSamsungWhirlpool, and Dell. You choose the ownership option that best fits your budget.

  • 6 Months Same As Cash.** You have 6 months to pay the cash price. Our same-as-cash option is the fastest path to ownership and your biggest savings. In CA, HI, NY, & WV, the same-as-cash period varies from 4 months to 6 months, depending on the item.

  • Early Purchase Discount.** Even after the same-as-cash period, own it early and save on the remaining total. The savings amount varies by state, but most Rent-A-Center locations offer a 50 percent savings on the remaining total. (Ask an associate or check your agreement to confirm your state's Early Purchase Discount.)

  • Low, Fixed Payment Option. If smaller payments are the best option for your budget, just make your regular rental payments and you'll own your item at the end of your agreement. You'll get closer to ownership with each payment!

On your path to ownership, you're covered with Payment Protection. You can pause payments with no penalties. Return your product, and you won't lose the money that you've paid. When you're ready, get the product back (or comparable item) and pick up where you left off.**

Plus, enjoy other perks included with your agreement such as product service and repairs at no extra charge for the life of your agreement.**

Enjoy the benefits of our Worry-Free Guarantee today when you start your order online or at your nearest Rent-A-Center store .