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How Rent-A-Center Works

See how easy it is to shop your way,
so you can live your life worry-free.

So Much Freedom. So Much Flexibility.


Why Wait? Get new and "like-new" home furnishings today from the most-wanted brands. Learn how Rent-A-Center and the Worry-Free Guarantee give you flexible options and extra perks like these at no extra cost, so you can shop with 100% peace of mind:

About RAC Products


Just choose the products you want, and we'll give you the payments, freedom and flexibility you need to get it today. No credit needed, no growing interest - ever. Guaranteed.

Credit Versus RAC


Why is Rent-A-Center better than using a credit card?
Click here to find out.

Have a Question?


Visit our FAQs or send a message to our
Rent A Center Customer Care representatives.


How Does Rent to Own Work?

Based on an installment payment plan, rent to own lets you enjoy big-ticket items like furniture, computers, and appliances without paying full price up front. At Rent-A-Center, we’ve perfected rent to own by banishing credit checks, long-term contracts, and large down payments. Here’s how it works.

Step One: Choose Items to Rent to Own

Whether you’re updating your living room, buying a student’s laptop, creating the ultimate family entertainment center, or making laundry duty more efficient, you can make it happen with RAC’s rent to own items from top brands such as Samsung , Frigidaire , and Ashley.

Step Two: Complete Our No-Credit-Check Application

We believe once you have your heart set on something like a new Samsung smart TV, you shouldn’t have to go through the worry and stress of a credit check. Simply begin your application in-store or online , then complete it at the Rent-A-Center nearest you to start enjoying the benefits of rent to own with no money down right away.

Step Three: Relax

Now it’s time to start enjoying the peace of mind that comes with rent to own at RAC. Flexible pay-as-you-go options; free delivery, set-up, and service; anytime upgrades; great brands like Samsung, Frigidaire, and Ashley; and Payment Freeze Assurance are all part of our Worry-Free Guarantee.