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The Benefits of Rent to Own at Rent-A-Center


The concept of rent to own has been around for more than 100 years, and at Rent-A-Center, the benefits are many. As a flexible buying option, you can make payment installments or pay as you go, so you can enjoy your rent-to-own items from top brands like Ashley Furniture, Samsung, and Frigidaire right away. What’s more, we’ve built on that basic concept to provide even more benefits, including no long-term commitments.**

Choose Your Payment Plan


Choose the Ashley, Frigidaire, and Samsung rent-to-own items that fit your life, then choose the flexible payment plan that fits your budget:

  • Buy your item outright at the cash price
  • Pay as you go on a weekly, monthly, or semi-monthly schedule, without growing interest

Whatever payment plan you choose, you can make payment installments in-store, online, or by phone.

No Credit Needed


When you find the rent-to-own items you want at Rent-A-Center from brands like Frigidaire, Samsung, and Ashley, we don’t put you through the stress and worry of a credit check.** From appliances and furniture, to computers and electronics, you can enjoy your purchases with no delays, no hassles, and no credit worries.

We Do the Heavy Lifting


With every item you rent from Rent-A-Center, delivery, setup, and service are included (while you rent) at no extra cost. Simply answer your front door, and we take care of the rest. If something needs repair, Rent-A-Center will loan you a similar product until your item can be fixed or replaced.**

Take a Break From Payments, No Questions Asked

Sometimes the unexpected happens. That’s why it’s good to know that at Rent-A-Center, you can stop or freeze payments at any time on your items. Simply return your rental item and pay nothing. When you are ready to rent to own again, all of the money you paid will be applied to a similar or comparable item, and you can pick up your payments where you left off.**

Upgrades Are Encouraged

Have you ever been told you’re “not qualified” for a new smartphone? At RAC, you are always eligible for an upgrade. When you decide it’s time to upgrade your rent-to-own items — from the latest smartphone to a new TV, or more powerful computer — you can do so hassle-free at Rent-A-Center. Simply let one of our customer service associates know you'd like to upgrade your contract, and consider it done.**

More Products Means More Choices

Furniture, appliances, computers, electronics and smartphones: Rent-A-Center has it all, which means you can too. From high-tech, HD TV’s to cozy sofas and sectionals, Rent-A-Center makes it easy to rent to own your favorite items.

Brand Names

At every Rent-A-Center location, you’ll find the names you want, such as Whirlpool, Ashley, Xbox, PlayStation, Acer, Dell, GE, Lenovo, LG, Microsoft, Samsung, Sony and more.