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How Rent-A-Center Works

See how easy it is to shop your way,
so you can live your life worry-free.

So Much Freedom. So Much Flexibility.


Why Wait? Get new and "like-new" home furnishings today from the most-wanted brands. Learn how Rent-A-Center and the Worry-Free Guarantee give you flexible options and extra perks like these at no extra cost, so you can shop with 100% peace of mind:

About RAC Products


Just choose the products you want, and we'll give you the payments, freedom and flexibility you need to get it today. No credit needed.

Credit Versus RAC


Why is Rent-A-Center better than using a credit card?
Click here to find out.

Have a Question?


Visit our FAQs or send a message to our
Rent A Center Customer Care representatives.


How Does Rent to Own Work?

Rent to own lets you enjoy big-ticket items like furniture, computers, and appliances without paying full price up-front. At Rent-A-Center, there’s no credit needed and no long-term commitments. Here’s how it works.

Step One: Choose Items to Rent to Own

Whether you’re updating your living room, buying a student’s laptop, creating the ultimate family entertainment center, or making laundry duty more efficient, you can make it happen with RAC’s rent to own items from top brands such as Ashley Furniture, Samsung, Whirlpool, and Dell.

Step Two: Complete Our No-Credit-Check Application

We believe once you have your heart set on something like a new Samsung Smart TV, you shouldn’t have to go through the worry and stress of a credit check. Simply begin your order online, or at the Rent-A-Center nearest you to start enjoying the benefits of rent to own.

Step Three: Relax

Now it’s time to start enjoying the peace of mind that comes with rent to own at RAC. No credit needed**, flexible ownership options, free same day delivery and setup** and competitor price match** are all part of our Worry-Free Guarantee.