No. No credit history is required and we do not require a minimum FICO credit score.
Rent-A-Center does not report your payment history to the credit bureaus. We know life happens so, we allow you to return your products at any time without further obligation.
At any time, you can contact your store to schedule a return of your product or return the merchandise in person and pause your payments. When you're ready, you can come back, reinstate your agreement to get the same or comparable item, and pick up your payments right where you left off.
In most states, $10 is all you need to get started at Rent-A-Center.* Starting amounts higher in some markets. Customers in NY, HI will also pay a processing fee of $10 ($15 in CA). Contact your store for details.